alt.social-security-disability

"Puddin' Man" wrote in message
news:cjlva3p5i6r9viov60gq4h8gbvmu79nuf1@ ...
>
> I know some of this was addressed in previous posts, but it was
> so voluminous I wasn't able to follow ...
>
> A lil' gal I went to hi-school with is on SS disability, owns
> a house out in the CO boondocks. She had clear title, but
> bill collectors have been chasing her and *may* now have
> lien(s) on the property.
>
> A collector got a piece of her checking account and she
> closed all her bank accounts.
>
> Is there a nutshell description of what a collector can/
> cannot do to someone living on SSD (only)?
>
> If she opens, say, a NY checking account with a big player like
> Citibank, are collectors likely to be able to trace it?
>
> Anybody heard of any of the following being transferred to
> a lien on real property:
>
> a.) Credit card debt.
> b.) Hospital bills
>
> ??
>
> TIA,
> Puddin'


A lien can be placed on any registered property for any debt ruled
valid in court. Having a lien so they can collect in the event of sale
of the property or death of the property owner just makes sure the
holder of the lien can collect the amount of their lien when the
property is legally transferred. Any state registered motor vehicle or
boat is also subject to the same lien rules. Real-estate is the
preferred lien item as real property is usually insured better than
cars, trucks, motorcycles or boats. A debt lien holder doesn't have
the right to demand full coverage insurance on vehicles with the
exception of loan holders of loans on the vehicles as a condition of
those loans.